As Origix IP has no visibility of the accounts held by your financial institution, the system:
- Makes an API request to an Endpoint configured by your bank/financial institution to validate the provided beneficiary account.
- This configured Endpoint will need to consume the Origix IP requests and respond to them appropriately.
- If the account is valid and can receive the SCT Inst payment then the Endpoint should respond to Origix IP with a
- Where the response to the Origix IP request is a
400 - Account is invalid(or a
500 - Server could not process the request), the payment will be rejected; a REJECT notification will be dispatched from Origix IP to the CSM.
Accounts may fail validation for various reasons. For a table listing the possible return codes, expand the
400 Account is invalid link from the API Responses section below.