Initiating a CoP Check | Nuapay Developer Hub

Call CoP to peform an account holder name check for UK accounts.

Overview

Unlike the AIS flow flow, there is no Nuapay UI available for calling a CoP check.

Merchants who want to use this service will need to design their own interface, using the Request Verification and Retrieve Verification endpoints.

Tip: Merchants who have access to the Nuapay User Interface can use the inbuilt CoP check when adding beneficiaries via that channel.

To initiate the Verification check via CoP:

Call the POST /verifications endpoint in the Verification Service. (Request Verification)
When making the API call, you must include ACCOUNT_HOLDER_VERIFICATION as the method and supply the necessary account details within the verificationData.account object.

The following are the required parameters:

verificationData.account.identification: this field requires either the IBAN or the sort code and account number, determined by the schemeName.
verificationData.account.schemeName: indicates whether the identification is an “IBAN” or “SortCodeAccountNumber”.
verificationData.account.type: specifies whether the account is ‘BUSINESS’ or ‘PERSONAL’.
You can optionally provide the verificationData.account.secondaryIdentification parameter for additional account verification. This is used primarily for Building Society accounts.
The Verification Service will then trigger an asynchronous call to the Nuapay 3rd-party CoP service provider, based on the provided information and the chosen CoP method.
The service handles the provider’s response, storing the CoP results and setting the verification status accordingly.
Finally, a 201 Created response is sent back to the POST /verifications endpoint, indicating the completion of the request

See the Request Verification service for more details on the endpoint.