Payment Initiation Service Provider mode
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Initiating payments via Open Banking offers numerous benefits.


For Merchants

  • Open Banking charges are much lower than a card payment.
  • No PCI-DSS requirements.
  • No sensitive customer data is ever transmitted or stored on your server.

For your clients

  • No need to key in credit card, expiry and CVV numbers.
  • Card limits are not applicable.
  • Added confidence that the payment is secure as the actual authroisation takes place on the user’s online banking portal.
  • Potential for card details to be stolen or hacked is eleminated.
  • The merchant doesn’t hold any of your personal financial details.


Nuapay offers two implementation options to offer Open Banking payments on your merchant site:

  • Checkout
  • Self-Hosted

The Checkout option lets you use the Nuapay default user interface while the Self-Hosted option offers you greater flexibility to customise your screens for your users.

Both implementation modes are described in greater details in PISP Implementation Options.